If you have a 650 credit score you’re in good shape. Most lenders will give you a mortgage with an interest rate of 5.25% to 5.50%. That’s pretty standard for anyone with good credit. But if you can put down a larger down payment or have a higher credit score you could get an even better rate.

The average credit score in America is 687 and the average mortgage interest rate is 4.21%. If you have a 650 credit score you’re right in the middle. You can get a decent mortgage interest rate but you could also get a better one.

If you’re looking for a mortgage with a 650 credit score you should compare interest rates from multiple lenders to get the best deal. Be sure to shop around and compare rates from different lenders to find the best mortgage for you.

## What is the lowest mortgage interest rate for someone with a credit score of 650?

4.

375%

## Will someone with a credit score of 650 qualify for a mortgage?

It depends on the lender and the type of mortgage being applied for.

## How can I improve my credit score to 650?

You can improve your credit score by paying your bills on time keeping your credit utilization low and maintaining a good mix of credit types.

## What is a good mortgage interest rate for someone with a credit score of 650?

4.

375%

## How much will someone with a credit score of 650 pay in interest on a $200000 mortgage?

$8750

## Is a credit score of 650 good?

A credit score of 650 is considered fair.

## Is a credit score of 650 bad?

A credit score of 650 is considered fair.

## What is the best mortgage interest rate for someone with a credit score of 650?

4.

375%

## How much will someone with a credit score of 650 pay in interest on a $300000 mortgage?

$13125

## What is the highest mortgage interest rate for someone with a credit score of 650?

5.

5%

## How much will someone with a credit score of 650 pay in interest on a $400000 mortgage?

$17500

## What is an average mortgage interest rate for someone with a credit score of 650?

5.

0%

## How much will someone with a credit score of 650 pay in interest on a $500000 mortgage?

$21875

## What is the monthly payment for a $200000 mortgage at a 4.

375% interest rate for someone with a credit score of 650?

$967.

21

## What is the monthly payment for a $300000 mortgage at a 4.

375% interest rate for someone with a credit score of 650?

$1450.

82